auto loans hawaii

Can a person making $$60000/yr file for bankruptcy in Hawaii?

Personal Loans of $65K. Credit Card Loans of $40K. Car Loan. Student Loan. Very little in assets left, home foreclosed last month, Sept 2008, and sold another property in Dec 2007 (to get rid of the mortgage payment that was killing me).

Needless to say that I was making great money at one time, but at the moment I’m unemployed and have been for 7 months now. When I do work, I can make a lot of money per month $9K/month. But for the past two years, I have been taken advantage of and I believe I now fall into a category that neither can claim Chapter 7, due to making too much money when I can find work, nor Chapter 13 due to not being employed at the moment. I literally have a couple hundred dollars left to my name, which wont even cover my car loan this month…let alone the food, auto loan, electric, etc.

Any thoughts, options? I’m in Hawaii, Hilo to be exact.



aloha, i live in kona, howdy neighbor !

i watch the suze orman show on tv, she’s a excellent financial advisor.
you can call in with your questions and get the answer you need or you could check out her web site and possibly find out answers too.
i’d be guessing so i don’t want to blab about what i don’t know as fact in your case, so give her a try.
she is awesome !

http://www.suzeorman.com/

2009 Toyota Yaris Big Island Toyota – Kailua-Kona/Hilo, Hawaii